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Resources

Convert Your Client’s Liability into an Asset

Convert Your Client’s Liability into an Asset

Here at Hidden Gem Life Solutions, we specialize in purchasing life and viatical settlements. Watch this video from Yoshi Borowski, our Director of Policy Trading, and hear how we helped an 84 year-old man sell his policy.

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A Brief History of Life Settlements

A Brief History of Life Settlements

Did you ever wonder when the concept of life insurance was created? The first life insurance “company” in the United States, was established in 1759. It was created in order to benefit Presbyterian...

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Life Insurance: A Potential Goldmine

Life Insurance: A Potential Goldmine

Insurance Agents and Financial Advisors: You don’t want to miss this! Wondering how Hidden Gem can help both you and your clients financially? Yoshi Borowski of Hidden Gem explains how a life settlement from Hidden Gem can be the answer to both you and your clients’ prayers. Interested? 👆

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Life Settlements vs. Viatical Settlements –
What’s the Difference?

LIFE SETTLEMENTS: A life settlement is the sale of a life insurance policy, generally by a senior citizen. This occurs when the individual no longer needs or wants the policy, or when the premiums become unaffordable. A life settlement is a valuable financial option for policyholders who no longer have a need for their life insurance policies. Instead of lapsing or surrendering a policy, qualified policyholders can now cash in a life insurance policy in a secondary market to receive the fair value for their asset.

VIATICAL SETTLEMENTS: A viatical settlement is the sale of a life insurance policy by a terminally ill individual. This generally occurs when the individual needs extra funds for medical expenses or wants the funds for end-of-life relaxation.

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(954)-500-5433 

(954)-500-LIFE

Info@HiddenGemLS.com

1573 Broadway, Hewlett, NY 11557

 

Hidden Gem Life Solutions (“Hidden Gem”)
may purchase policies in the following states that do not regulate the secondary market for life insurance: Alabama, Dist. of Columbia, Michigan, Missouri, New Mexico, South Carolina, South Dakota, and Wyoming. In all other states, Hidden Gem purchases life settlements via affiliated state licensed life settlement providers.

This website is only intended for residents of those states where Hidden Gem IS AUTHORIZED TO purchase life insurance policies in the secondary market. Nothing contained on this site is meant as legal, tax or financial advice. Any user wishing to conduct a life settlement transaction should seek such advice from an independent professional adviser. Void outside the United States and where otherwise prohibited by law.

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